Proposal Usaha

PART 1
INTRODUCTION

1.1 Background
Along with the times and environment that people are now starting to change in a time consuming a food. Because they have more for the decrease in women's work and role as a mother yang only stay in home stairs alone , most women now choose to be career women who are busy with work so do not have time to cook to his family home as a result many are choosing to buy nutritious food is important and practical .
Based on the above phenomenon is very suitable and potential when we set up a precooked sausage -making business , which is one of the processed meat to production of protein content needed by many parties ranging from children to the elderly . In addition to having good taste sausages are also more attracted to children are difficult to eat meat so that the children until the parents can eat nutritious foods whenever and wherever. From the terms of price Sausage Ready to Eat fairly easily accessible by all levels of society .

1.1 Vision
- Obtaining the greatest possible profit .
- Being one of the most successful culinary business in Cikarang , even Indonesia .
- Being Ready to Eat Sausage manufacturer number 1 in Indonesia.


1.2 Mission
- Continue to innovate in creating processed meat products are unique and interesting .
- Creating creative ideas as towing the interest of buyers .
- Provide good service and friendly in an effort to attract buyers .
- Selling products at an affordable price but with the quality and taste of that riveting .


1.3 Purpose of Business
Being one of the successful culinary business in Jakarta with a high turnover so as to open more branches in Indonesia and holds a lot of employees .




CHAPTER 2
BUSINESS SUMMARY

2.1 Business Profile

Business Name :SentosaPrima
Business Type : Culinary
Business Address : JalanJababeka Block C No. Q - 14 Cikarang ,Bekasi
Phone : 085729233915

2.2 Description Initial Effort
This business is my first attempt . In the early stages I will borrow from the Bank as additional capital in our initial set up this business . I used my home for production and  located in Block C Jababeka Road no- 14 Q Cikarang ,Bekasi as a location for my business and make their business license .

CHAPTER 3
 PRODUCT

3.1 Product Overview
Ready to Eat Sausage Products I differ from precooked sausage or other. I has its own ideas and innovation in creating products Sausage Ready to Eat . I do not just produce precooked sausage but also other processed meat products that the process uses the same engine as the manufacture of precooked sausage like ( sausage that must be cooked before eat , I hope with my ideas and innovation in producing SAUSAGE , can attract buyers so as to increase my turnover .

3.2 Overview of Competition
For now I have some of the competitors.
Sausage sales affected me quite a bit because I have first competitors distribute their products and also the advertising of their product is first known to consumers .

3.3 Overview Sales
In its implementation will , I will sell my product to be in outlet special opening for the products of my own production which is strategically located close to the production site , in addition I will distribute to shops near the place of production and are also sold by wandering into villages and complexes . Certainly in sales later , no sales strategies will I use to attract potential buyers . My great hope that the implementation will be selling sausages I run successfully .

CHAPTER 4
SWOT ANALYSIS

1 . Strength ( Strength )
a.Having characteristics different menu with other businesses that are Sausage Sausages without preservatives Healthy and mixed vegetable extract high vitamin .

b.The place is strategically
c.It was very tasty
d. satisfactory service , neat and clean .

2.Weakness ( Weakness )
 Not suitable for people who dislike Sausage
yet have branches
 Less capital to start a business
unstable raw material prices and very high ( meat and vegetables )
 Prices were a little expensive

3 . Opportunity ( Opportunity )
 popular with most people .v
 Typical Healthy Sausages menu makes this business very promising .v
 Branch that bring consumers more easily approached .v
 Cultural consumerist society .v

4 . Threat ( Threat )
 A lot of rivals out there .v
raw material prices could go up at any time can lead to price increases sausage that may reduce the buyer .v









CHAPTER 5
FINANCIAL PLANNING

Total cost of construction enterprises Ready to Eat Healthy Sausages is Rp 17,750,000 , - the details are as follows =

1 . Fixed costs ( Fixed Cost)
No. . Item Name Item Number Price @ Total Price
1 On-site shop - 1,000,000.00
2 Equipment store
 a. Storefront 2 300,000.00 600,000.00
 b .seat 2 20,000.00 40,000.00
 c . Table 1 150,000.00 150,000.00
3 Machine Food Processor capacity of 5 kg 3 10,000,000.00 30,000,000.00
4 Bak Steinlisteal 9 50,000.00 450,000.00
5 Tools to insert dough into sausage casings 6 50,000.00 300,000.00
6 Shelf cook sausage 5 100,000.00 500,000.00
7 Cookers sausage 1 5,000,000.00 5,000,000.00
8 as a means of cooling water pipe after cooked sausage 1 500,000.00 500,000.00
9 Scales 4 100,000.00 400,000.00
10 Freezer 2 100,000.00 200,000.00
Vacuum machine for packaging 11 1 100,000.00 100,000.00
12 20 20,000.00 400,000.00 Basket
total 39,640,000.00






2 . Variable costs ( Variable Cost) per Month
No. Item Name Item Amount ( kg ) Price per kg quantity price
1 45,000.00 2,025,000.00 45 beef
2 6,000.00 60,000.00 10 Spinach Vegetables
3 vegetables carrot 10 10,000.00 100,000.00
4 tapioca flour 12 10,000.00 120,000.00
5 shallots 3 6,000.00 18,000.00
6 garlic 5 7,000.00 35,000.00
7 celery 2 5,000.00 10,000.00
8 white pepper powder 2.5 15,000.00 37,500.00
Casing 9 700 100.00 70,000.00
10 electric and water - 100,000.00
11 cost of sales 400 100 per rod 40,000.00
12 Other expenses - 128,775.00
total 2,744,275.00

3 . Total Cost ( Total Cost )
TC = TFC + TVC
TC = USD $ 39,640,000.00 , - + Rp 2,744,275 , -
TC = Rp 42,384,275.00


4 . income
The sales target is toast per day Monday-Sunday . 700batang.Waktu sell in a month selling 21000batang .
Daily revenue = Rp4,500 , - x 700 = USD 3,150,000.00 , -
Monthly income = Rp 3,150,000 , - x 30 = USD $ 94,500,000.00


5 . Price calculation
Cost / Cost Variable = Rp2 , 744,275.00 , -
Hpp per rod = Rp 2,744,275.00 , - / 700 = USD 3,920.39 ≈ Rp 4,000 , -
Desired profit = Rp 4,500 . - ─ Rp4,000 , - = Rp 500 , -

6 . Breakeven Point Analysis ( Break - Even Point )
BEP = Fixed Cost = Rp , = 42,384,275.00 84,768.55 rod
       Profit of Rp 500 , -
BEP will mean in = 84768.55 / 21000 = 4.04 months
7 . analysis of RC
Variable cost / benefit
= Rp2 , 744,275,00
Rp 405,725.00
= 0.147844148
By 0.15 the results of these efforts are not suitable for household industry .

SOURCE OF FUNDS INVESTMENT
Funding needs in the development of this business comes from its own funds and borrowed funds from banks , namely :
Equity : 21,192,137.50 USD ( 50 % )
Bank Credit : Rp 21,192,137.50 ( 50 % )
Total $ 42,384,275.00 ( 100 % )

CHAPTER 6
CLOSING


A. Anticipating the Future
As a good business , we are not going to let this business runs horizontally . We will continue to try to improve the quality of our work , so that enthusiasts or consumers satisfied with the service and the taste of the bread we made. Because if we do not our quality sausages likely increase these efforts will not go forward and threatened with bankruptcy .

B. Conclusion
We think this business can thrive and be successful . We are very confident that this effort will go forward and continue to grow because it is done by people who have the quality of jobs in each run . We are aware that these efforts will directly growing rapidly but we will continue to strive to continue to run and develop the business .

CREDIT BANK GEM
Business in Indonesia is currently experiencing rapid growth , as seen by the increasing number of new entrepreneurs emerging in the business world. Development certainly gives positive signal to economy in Indonesia that directly impact on macro economic growth in Indonesia.

The rapid growth of the industry would need financial support from financial institutions as venture capital for business development . Once the importance of the role of financial institutions as a business partner for entrepreneurs to improve their business and certainly expected to be the financial backer for the entrepreneurs themselves .

Permata Bank as financial institutions look at the business world as something positive and see this as an opportunity to improve services to the community , especially employers who are expected to become a business partner who can always help the entrepreneurs in Indonesia , Permata Bank has always had a commitment to realize the expectations of the planning for your company .

With the range of products held by PermataBank ,Permata Bank Credit facility is one of the commitments that have been Permata Bank owned since its inception aimed to develop the business , improve the welfare of the community , and participate in national economic growth .

So what are you waiting for entrepreneurs , on this occasion, we offer products and services with Bank Permata very attractive and competitive rate .



Permata Bank Credit Products

A. Working Capital Loan ( WCL )
Is one of the leading service aimed at Permata Bank to finance additional capital additions receivables and additional business development and increasing working capital requirements , Permata Bank is always ready to serve the needs of the addition of ceiling ( suplesi ) credit .
Permata Bank to provide an alternative form of credit financing as follows :
• Skim credit limit decreases with a maximum term of 3 years
• Skim the credit limit fixed by a maximum term of 1 year .
In working capital credit application , customers are required to provide their own funding with minimum of 30 % of the total capital requirement .

B. Credit Investment ( KI )
Investment credit is the perfect solution for entrepreneurs who need financing the initial investment to be done by the customer . Investment credit ( KI ) are loans intended to finance fixed assets ( machinery , buildings , vehicles , etc. ) The addition of the company's assets , it will further improve the quality and quantity of your company's production .
KI = TPC - SDS
TPC = Total Project Cost
SDS = Sharing Funds Alone min 35 %

Interest rates and general requirements in accordance with KMK.Kredit This investment has a term of s / d 5 years.With minimum limit of Rp . 500.000.000 , - ( Five Hundred Million Euro ) to 40 billion rupees.

General requirements :

A. Terms of Applicant
1 . Not included in the list of Bad Debts BI / BI Black List .
2 . Indonesian citizen 21 years old or have been married .
3 . Has been established / experienced in the business carried on at least 2 years without interruption
4 . Financial condition / Financial Statements should profit the past 2 years .

B. The documents that must be completed
• Individual:
o Copy of ID ( husband and wife )
o Copy of Family Card ( If married / family )
o Copy of Letter / Marriage Certificate
• Business entity :
o Copy of ID card ( the board and Commissioners )
o Copy of Deed , the Deed of Amendment
o Copy of letter of approval of the Minister of Justice and the State Gazette
• Other Supplementary Documents for Individuals & Business Entities :
o Photograph size 4 x 6 each - each 2 pieces
o Copy of the Certificate of Name Change
o Photocopy of citizen / foreigner
o Copy of TIN
o Copy of Business License / TDUP / SIUJK
o Copy of valid TDP
o Copy of the other licensing required for the business
o Copy of SPPT last year and marks repayment
o Copy of SPK / Other Work Order during the last 1 year
o Copy of last 6 months bank account statements of BNI / other Banks
o Copy of Certificate rights Reserved / HGB 's. Prospective borrowers , business company , the Company's Management
o Copy of building permit for an existing building land
o Copy of last 3 years of Financial Statements such as Balance Sheet and Income Statement .
C. Administrative costs , facility fees , insurance fees and notary fees
      ( according to regulations )
1 . cost Provision
Loan Type Status Customer Base Rates
New retail 1:25 %
New commercial / Duration 1:25 % / 0.75 %
New Medium / Long 1:00 % / 12:50 %

2 . Administrative Costs
Minimum magnitude of Credit Rates
Up to Rp 50 million to Rp .100.000 , -
>Rp 50 million - Rp 100 million to Rp . 150.000 , -
> Rp.100 million s / d Rp 500 million to Rp . 250.000 , -
>Rp 500 million s / d Rp 1 M USD. 350.000 , -
> Rp1 M s / d Rp 3 M USD. 750.000 , -
> Rp.3 M s / d Rp 10 M USD. 2.000.000 , -
> Rp.10 M s / d Rp.25 M Rp . 2.500.000 , -
> Rp.25 M s / d Rp 50 M USD. 7.500.000 , -

Draft of Business Proposal.

Name               : Laili Hidayah

Class                : 4 TPHP 3

NIS                 : 7134

Draft of Business Proposal.

1. What is the Business proposal  ?

Answer…..

Business proposal is the media to describe the business profile will be developed by an entrepreneur .The important thing for entrepreneurs  is to describe the profile of business or business to be developed.  Therefore, every aspect of the business proposal must be explained as well as possible .Business proposal is a written document that describes all the elements, both internally and externally about the new venture .Through the business proposal , entrepreneurship can be expressed confidence in the ability of a business to sell goods or services to generate satisfactory profits and attractive to funders .Bussiness plan prepared for the legitimacy of a business to be run . Another notion states that bussiness plan is a selling document that reveals the attractiveness and expectations of a business to potential funders .To obtain capital loan , then an entrepreneur must make a business plan or business proposal which contains detailed information about the business that is being or will be implemented , as well as the amount of capital required

2. What the advantages of business  proposal  ?

Answer…

In general, the proposal consists of business goals and strategies . Goals are the things that the company wants to achieve , while the strategy is the direction and actions to achieve business objectives .

Business proposal has significance for prospective entrepreneurs entrepreneurship as a statement as the owner and holder of the initiative in opening a business . In addition , business proposal works as follows :
1 . Representation of knowledge and mastery of the field of entrepreneurship that will be executed .
2 . Approximate form of business prospects .
3 . Benchmark and guide the implementation of activities .

The benefits of an entrepreneurial effort in preparing the report include :

a.       Provide an overview of the other party about the company profile .

b.      Inviting potential people to join and work together .

c.       The opportunity to develop the business .

d.      Regulate the formation of mutually beneficial cooperation with other companies , as well as get potential broader business relationships .

e.       Help entrepreneurs understand the competition in economics and financial analysis .

f.       Can obtain equity or loan capital from investors , banks and other potential parties .
Clarify the sources of funding for business management business proposal to :
a. Provide a preliminary picture of the company's managerial ability ;
b . Identify critical risks at key moments ( it is easier to take steps to anticipate ) ;
c . Providing market information and forecasts of potential market share that may be achieved ;
d . Provide information about the financial resources ;
e . Gives an overview of the entrepreneurial ability to meet its obligations .

3.      How to prepare before you make a business proposal  ?

Answer..

Before we make business we must prepare :

1. Specify the desired type of business
2. Specify aspects of the product that will be made
3. Specify aspects of product marketing
4. Establish the technical aspects of product distribution
5. Establish organizational and management aspects
6. Establish juridical aspects
7. Carry out the administrative aspects
8. Knowing the aspects of financial resources
9. Studying aspects of government policy
10. Studying aspects of  AMDAL

4. How to make a business proposal  ?

Answer…

The first thing to do when making a business proposal was the introduction, in the chapter we can explain a little neighbor objectives and background , to short description that describes the efforts that we will create . After that go to the next stage of the company's profile , which contains in its type of business , name of companies to conduct , as well as the business location . Then the detailed description of the Organizational Structure of the Company , but if it will build the business for the individual chapters can be omitted in the proposal .

The next chapter is a detailed description of the company products like Type Items will be sold , Creation / Production Products , until Advantages of products we have . After that headed for the detailed explanation Target Market section , followed by the Promotion and Marketing Strategy we will do . And the next part is crucial chapter is the chapter on Financial Statements , whereby we must be very clear and detailed in informing Allocation Fund , Profit , Revenue to the intentional with investors .

Then at the end of the proposal provide a chapter cover , then some Attachments Complete Biography Business Owners as well as a Letter of Agreement which if the investor approves the proposal . Similarly, of the above are a few things to consider in how to make the right business proposal and polite , I hope the above reviews can be useful and helpful to you all in making a proposal for submission of operating funds .

http://www.slideshare.net/iyansudrajat/menyusun-proposal-usaha-tm2

http://ekonomi.kompasiana.com/wirausaha/2012/06/12/penyusunan-proposal-bisnis-469152.html

http://www.pojokpedia.com/mengenal-dan-pengertian-proposal-usaha/846/

http://www.tipskita.com/2013/09/cara-membuat-proposal-usaha.html

The appropriate enterprise

the appropriate  enterprise

1.What the base of choosing the appropriate enterprise  ?

   answer : by looking at market opportunities, which opportunities you can do well and that we like
so we would like our own business so that any obstacles that block, with a basic sense of love will surely keep bisbis we face and that we live

2.How to choose the appropriate enterprise  ?

answer : how to choose the right company in my opinion is to see or analyze whether the company has the opportunity to continue to advance and developing then another reason is to analyze whether the company we choose will generate a lot of profit or loss, other than that we also have to see if this company produces consumer products that are always needed (will always have consumers) that will maintain the company's existence


3.What the tips to open the new business ?

answer : don't be afraid to failed


4.Explain some guide to choose the right business  !

a.Do what you love . It is important to choose a business that you enjoy to run . I can not give much emphasis on this point . Many people start a business for the wrong reason : to get rich . It is true that many millionaires in this country who get a fortune from his own business , which should not be your sole motivation for starting a business . If you do not enjoy what you do , you will not be successful , at least from a mental standpoint . Indeed , the monetary rewards are a wonderful thing , but the mental burden of doing business that can not be enjoyed is a very high price to be paid . I often talk with the entrepreneurs whose business is successful , but not happy because they make themselves sick . If you do not enjoy what you do , the effort will be a burden , not a joy .

b. Do not reinvent the wheel , just make it better . Many new entrepreneurs who think they should come with a new business idea to be successful . This is not entirely true . Most successful businesses are born from innovation , but it needs . Instead of trying to present an idea that could change the world , look around you and see where there is a void that needs filling or a business concept that needs improvement .

Many successful businesses are conducted with established business concept and make it better . Domino's Pizza is not the only one that offers a home delivery , but the only one that guarantees pizza delivered piping hot to your door in 30 minutes or less . Amazon.com is not the first company to sell a book , but one of the first to provide the convenience of buying books from home , even though you 're relaxing at home .

c. Focus on a niche . Many businesses have failed because of trying too many things . The ability to provide thousands of products under one roof according to Wal - Mart , but not for most new businesses . Try to identify a niche that you like and think to start a business from there . If you love to work outdoors , consider starting a landscaping business . If you enjoy working with numbers , consider working as an accountant . Focus on a niche and become an expert in his field .

d. Consider the franchise option . Many new entrepreneurs consider buying a franchise rather than starting a business from scratch . Franchise is a good step to go through the process because they are working hard for you . They already have a proven business model , guidelines for running the business, spent millions of dollars to build a brand and so on . Buying a franchise is big with a process that is not simple . The best advice I can give is to thoroughly investigate the franchisor and the opportunity, use a lawyer to do the deal and read the franchise agreement .

e.. Find out what sets you apart from competitors . If the business is already filled with a lot of other companies that do the same thing as you want , chances are you will fail in the face of established competition . To succeed in the fierce competition , you have to do something that stands out . If you can not quickly and easily differentiate yourself from competitors that big , you better choose other businesses .

f. Most importantly , take your time . Consider part time while you are still working (and income ) to fall back on . Talking to friends and colleagues who use the products or services would you give to see if they could become your customers .
www.enterpreneur.com

Demikian saya sampaikan terima kasih,

Laili Hidayah